A Monthly Newsletter from Rosa Gomez with Keller Williams
June 2008
Phone: 818-261-7007 Fax: 818-909-9236
School is out, the pool is open and the grill is on. Break out the swimsuits and burgers – It’s June!
If you have any family, friends, or loved ones this month looking to buy or sell a home, please give them my name!
Introduction
Hello, my name is Rosa Gomez from Keller Williams Realty. I am a real estate agent, and I am available to help answer any real estate inquiries that you may have. If you know of anyone that is looking to move to this area, please refer them to me, and I would be happy to help. I look forward in meeting and working with you in the future.
Loan Plan for Homeowners
Struggling U.S. homeowners could receive federal loans to pay down as much as 20% of their principal under a proposal introduced by the Federal Deposit Insurance Corp. to help stem foreclosures. The plan would be run through the Treasury Department, which would make the loans.
The program would hinge on the willingness of mortgage servicers and investors to agree to restructure troubled loans, as well as to pay the financing cost of making the federal loans.
"Only the federal government is in a position to help arrest the downward cycle in housing markets by facilitating temporary aid to borrowers facing financial difficulty and encouraging widespread restructuring of unaffordable mortgages," the FDIC said in a document outlining the plan.
FDIC Chairman Sheila Bair acknowledged that servicing firms would receive some benefit through the program. She noted, however, that those firms would be required to cover the financing costs and would have to subordinate their claims to the federal government if they choose to take part in the program.
Source: Real Estate Journal
Save Money Cooling Your House
If your air conditioner isn't working properly, see if you can easily get it running. All it may need is to clean or replace your furnace or air handler filters.
If your system doesn’t have a programmable thermostat, install one. Raise it a few degrees when you'll be out, every degree will save you about 2% on your energy bill, and turn it off if you are going to be gone for two days or more.
Update your air conditioner if it's old. Though not a low-cost solution, old equipment may use far more energy than necessary, resulting in higher utility bills. Over time, the cost will be absorbed by the savings.
Source: Hometips.com
Green Your Office
Be a switch hitter. Turn off the lights when you leave your workspace for more than 15 min and when you leave for the day. Commercial buildings account for 18% of the nation's greenhouse gas emissions, a good portion caused by leaving lights on in vacant rooms.
Print to the finish. Each year, the average office worker uses 10,000 pages of copy paper. Save trees - use digital files. If you must print, use both sides of the page.
Chill. Heating and cooling systems suck up about 22% of energy in the commercial sector, so turn them off when you don't need them. Open a window! Wear a cardigan!
Push the envelope. Convince the powers-that-be to green up office supplies from toilet paper to electronic equipment to green power to, yes, envelopes. The payoffs include lower energy bills, reduced carbon footprints, happier employees, great PR, and even government recognition.
Source: MSN Green
June 2008
Phone: 818-261-7007 Fax: 818-909-9236
School is out, the pool is open and the grill is on. Break out the swimsuits and burgers – It’s June!
If you have any family, friends, or loved ones this month looking to buy or sell a home, please give them my name!
Introduction
Hello, my name is Rosa Gomez from Keller Williams Realty. I am a real estate agent, and I am available to help answer any real estate inquiries that you may have. If you know of anyone that is looking to move to this area, please refer them to me, and I would be happy to help. I look forward in meeting and working with you in the future.
Loan Plan for Homeowners
Struggling U.S. homeowners could receive federal loans to pay down as much as 20% of their principal under a proposal introduced by the Federal Deposit Insurance Corp. to help stem foreclosures. The plan would be run through the Treasury Department, which would make the loans.
The program would hinge on the willingness of mortgage servicers and investors to agree to restructure troubled loans, as well as to pay the financing cost of making the federal loans.
"Only the federal government is in a position to help arrest the downward cycle in housing markets by facilitating temporary aid to borrowers facing financial difficulty and encouraging widespread restructuring of unaffordable mortgages," the FDIC said in a document outlining the plan.
FDIC Chairman Sheila Bair acknowledged that servicing firms would receive some benefit through the program. She noted, however, that those firms would be required to cover the financing costs and would have to subordinate their claims to the federal government if they choose to take part in the program.
Source: Real Estate Journal
Save Money Cooling Your House
If your air conditioner isn't working properly, see if you can easily get it running. All it may need is to clean or replace your furnace or air handler filters.
If your system doesn’t have a programmable thermostat, install one. Raise it a few degrees when you'll be out, every degree will save you about 2% on your energy bill, and turn it off if you are going to be gone for two days or more.
Update your air conditioner if it's old. Though not a low-cost solution, old equipment may use far more energy than necessary, resulting in higher utility bills. Over time, the cost will be absorbed by the savings.
Source: Hometips.com
Green Your Office
Be a switch hitter. Turn off the lights when you leave your workspace for more than 15 min and when you leave for the day. Commercial buildings account for 18% of the nation's greenhouse gas emissions, a good portion caused by leaving lights on in vacant rooms.
Print to the finish. Each year, the average office worker uses 10,000 pages of copy paper. Save trees - use digital files. If you must print, use both sides of the page.
Chill. Heating and cooling systems suck up about 22% of energy in the commercial sector, so turn them off when you don't need them. Open a window! Wear a cardigan!
Push the envelope. Convince the powers-that-be to green up office supplies from toilet paper to electronic equipment to green power to, yes, envelopes. The payoffs include lower energy bills, reduced carbon footprints, happier employees, great PR, and even government recognition.
Source: MSN Green
June Recipe
Asiago Toasted Cheese Puffs
Ingredients
1 c grated Asiago cheese
1 tsp pressed garlic
1/3 c mayonnaise
1 tsp dried oregano
1 tsp dried thyme
1 tsp dried parsley
1 pinch salt
1 pinch ground black pepper
1 French baguette, thinly sliced
Directions Preheat broiler. In a mixing bowl, combine Asiago, garlic, mayonnaise, oregano, thyme, parsley salt and pepper. Add more mayonnaise, if desired. On a baking sheet, arrange baguette slices in a single layer. Spread Asiago mixture on top. Broil for 3 min or until cheese is melted and lightly browned.
Source: All Recipes
Warranty Wisdom
A home service agreement can make your repair process easy. We make the call to arrange for a licensed and insured contractor to take care of your problem. With a home service agreement, you pay a small deductible for your covered repairs…without it you could pay hundreds. A 2-10 HBW ResaleSM home service agreement gives you the protection you need against breakdowns of covered appliances and major systems such as plumbing, heating, electrical and air conditioning.
June Quote
“What seems impossible one minute becomes, through faith, possible the next.”
-Norman Vincent Peale
Asiago Toasted Cheese Puffs
Ingredients
1 c grated Asiago cheese
1 tsp pressed garlic
1/3 c mayonnaise
1 tsp dried oregano
1 tsp dried thyme
1 tsp dried parsley
1 pinch salt
1 pinch ground black pepper
1 French baguette, thinly sliced
Directions Preheat broiler. In a mixing bowl, combine Asiago, garlic, mayonnaise, oregano, thyme, parsley salt and pepper. Add more mayonnaise, if desired. On a baking sheet, arrange baguette slices in a single layer. Spread Asiago mixture on top. Broil for 3 min or until cheese is melted and lightly browned.
Source: All Recipes
Warranty Wisdom
A home service agreement can make your repair process easy. We make the call to arrange for a licensed and insured contractor to take care of your problem. With a home service agreement, you pay a small deductible for your covered repairs…without it you could pay hundreds. A 2-10 HBW ResaleSM home service agreement gives you the protection you need against breakdowns of covered appliances and major systems such as plumbing, heating, electrical and air conditioning.
June Quote
“What seems impossible one minute becomes, through faith, possible the next.”
-Norman Vincent Peale
2 comments:
oh this sounds good!! i want one!!!
love BRENDA!!!!
Good info Rosa. Will be interesting to see how many are approved for these 2nd loans the government is proposing, to help avoid foreclosure. It really has to be affordable as most homeowner's cannot afford increase mortgage cost! I will give my students your blog to check out as good resource! I'll be checking in.
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